Many consumers have a negative Credit Bureau and therefore have to deal with many restrictions in daily life. Because of the poor Credit Bureau, many things are simply no longer possible. This means that cell phone contracts cannot be concluded and purchases made on account. Not to mention taking out a loan. Here the banks and savings banks are particularly strict and would not lend a cent under such conditions.
But what needs to be done if the loan is urgently needed? When a Credit Bureau-free credit with immediate payment brings order back into life and maybe also ensures that the negative entries disappear from Credit Bureau? In such a case, a little improvement is necessary. At best with the help of a guarantor or a co-applicant.
A Credit Bureau-free credit with immediate payment can succeed
Even if the banks and savings banks always ask for a good Credit Bureau so that a loan request can be fulfilled, there are also some options for borrowing a negative Credit Bureau. This makes it particularly easy if there is a solvent guarantor or co-applicant. He is always a solvent when he can call a steady and high income, as well as a consistently positive Credit Bureau.
With the solvent guarantor or co-applicant, a Credit Bureau-free loan with immediate payment can be taken out anywhere. The banks then concentrate their calculations on the solvent part and let their data and values flow into the calculation. It is therefore easy to take out a Credit Bureau-free loan with an immediate payment from any bank or savings bank.
Tip: It is particularly quick and uncomplicated if a bank is commissioned with the loan on site. This is where there is the opportunity to discuss all the key data relating to the loan in a personal conversation and to push ahead with its payment as quickly as possible.
A Credit Bureau-free credit with immediate payment from abroad?
A bad Credit Bureau is a reason for many to take out a loan abroad. They are happy to go to Switzerland or Liechtenstein, as it is known that loans are granted to foreign customers there. And this also applies to a bad Credit Bureau, since it cannot be queried from abroad. However, with a foreign loan you have to say goodbye to the idea that the money from the loan is immediately available.
This would only be possible if you travel abroad and take out the loan there directly from the bank. However, if you only inquire about this via the Internet, the application will take correspondingly longer, since the postal service must be used to send the documents. The application can therefore take up to a week. But you get a loan that can fulfill all the wishes that you associate with it.